@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#0b1e33;--navy:#091a2d;--navy2:#102c43;--teal:#0e998b;--mint:#7ce5c5;--gold:#e1ba72;--cream:#fbfaf6;--paper:#fff;--muted:#5e7180;--line:#dae5e6;--shadow:0 30px 75px rgba(12,37,55,.11);--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.66;font-size:16px}a{color:inherit;text-decoration:none}img,svg{max-width:100%;display:block}button,input,textarea,select{font:inherit}button{cursor:pointer}::selection{background:#b4f0d9;color:#102e3d}:focus-visible{outline:3px solid #18ae94;outline-offset:4px}main{overflow:hidden}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,h4{font-family:Manrope,Arial,sans-serif;letter-spacing:-.045em;line-height:1.18}h1{font-size:clamp(2.85rem,5.15vw,5.35rem);font-weight:800}h2{font-size:clamp(2rem,3.25vw,3.35rem);font-weight:800}h3{font-size:1.28rem;font-weight:800}p{color:var(--muted)}strong{color:var(--ink)}.container{max-width:1200px;margin:auto;padding:0 27px}.sr-only{position:absolute;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip{position:absolute;left:15px;top:-70px;background:var(--mint);z-index:100;padding:10px 14px}.skip:focus{top:10px}
.topbar{background:#061523;color:#d0e6e7;font-size:12px;font-weight:700;letter-spacing:.055em;text-align:center;padding:9px 12px}.topbar strong{color:#9af4d9}.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.965);border-bottom:1px solid rgba(16,48,66,.09);backdrop-filter:blur(16px)}.nav{height:82px;display:flex;justify-content:space-between;align-items:center;gap:25px}.brand{display:flex;align-items:center;gap:12px;white-space:nowrap;font-family:Manrope,sans-serif;font-size:22px;font-weight:800;letter-spacing:-.06em}.brand b{color:var(--teal)}.brand-symbol{width:39px;height:39px;display:grid;place-items:center;border-radius:12px;background:var(--navy);color:var(--mint)}.brand-symbol svg{width:26px;height:26px}.navlinks{display:flex;align-items:center;gap:25px;font-size:14px;color:#3f5563;font-weight:700}.navlinks a:hover,.footer a:hover{color:var(--teal)}.nav-actions{display:flex;align-items:center;gap:14px}.login{font-size:14px;font-weight:700;white-space:nowrap}.mobile-toggle{display:none;border:1px solid var(--line);padding:8px 11px;background:white;border-radius:10px}.btn{appearance:none;border:0;border-radius:11px;display:inline-flex;justify-content:center;align-items:center;gap:11px;font-family:Manrope,sans-serif;font-weight:800;font-size:14px;line-height:1.1;padding:17px 22px;transition:transform .2s,background .2s,box-shadow .2s;text-align:center}.btn:hover{transform:translateY(-2px)}.btn.primary{background:#0c9f88;color:white;box-shadow:0 10px 22px rgba(11,161,134,.22)}.btn.primary:hover{background:#087d72}.btn.dark{background:var(--navy);color:white}.btn.light{background:white;color:#14344a;box-shadow:0 8px 24px rgba(0,0,0,.07)}.btn.outline{background:transparent;color:var(--ink);border:1px solid #bfced2}.btn.sm{padding:13px 17px;font-size:13px}.btn.wide{width:100%}.eyebrow{display:inline-flex;gap:9px;align-items:center;text-transform:uppercase;font-weight:800;letter-spacing:.14em;color:var(--teal);font-size:12px;margin-bottom:19px}.eyebrow:before{content:'';width:27px;height:2px;background:currentColor}.section{padding:100px 0}.section.small{padding:70px 0}.section-head{max-width:760px;margin-bottom:43px}.section-head.center{text-align:center;margin:0 auto 47px}.section-head.center .eyebrow:before{display:none}.section-head p{font-size:18px}.text-center{text-align:center}.small-note{font-size:13px;color:#60737e}.muted{color:var(--muted)}.kicker{font-size:14px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--teal)}
.hero{position:relative;background:radial-gradient(circle at 83% 20%,rgba(61,161,148,.2),transparent 32%),linear-gradient(116deg,#081729 0%,#0c293e 70%,#0e3547 100%);color:white;overflow:hidden}.hero:after{content:'';position:absolute;right:-200px;bottom:-460px;width:800px;height:800px;border:1px solid rgba(130,219,203,.13);border-radius:50%;box-shadow:0 0 0 110px rgba(136,255,212,.02),0 0 0 230px rgba(136,255,212,.016)}.hero-grid{position:relative;z-index:1;min-height:654px;display:grid;grid-template-columns:1.06fr 1fr;gap:45px;align-items:center;padding-top:76px;padding-bottom:80px}.hero h1{margin:13px 0 22px;color:white}.hero h1 em{font-style:normal;color:var(--mint)}.hero p{font-size:18px;color:#bdd4d7;max-width:560px}.hero .eyebrow{color:#8ce3c6}.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin:30px 0 26px}.hero-trust{display:flex;flex-wrap:wrap;gap:20px;color:#c4dddf;font-size:13px}.hero-trust span{display:inline-flex;align-items:center;gap:7px}.tick{color:var(--mint);font-weight:900}.hero-screen{position:relative;max-width:560px;margin-left:auto}.screen{background:#fff;border:1px solid rgba(225,240,238,.7);border-radius:20px;box-shadow:0 34px 85px rgba(0,0,0,.27);overflow:hidden;transform:rotate(1deg)}.screen-top{padding:17px 22px;display:flex;align-items:center;justify-content:space-between;background:#f7fbf9;border-bottom:1px solid #e8f0ee}.screen-top .dots{display:flex;gap:6px}.dots i{height:8px;width:8px;border-radius:50%;background:#b4c8c8}.screen-top strong{font-size:12px;letter-spacing:.02em}.screen-content{padding:26px}.screen-label{font-size:10px;letter-spacing:.15em;text-transform:uppercase;color:#108675;font-weight:800}.screen h3{margin:8px 0 13px;color:#0c2940}.progress-line{height:7px;border-radius:10px;background:#e7eeef;margin:13px 0 18px;overflow:hidden}.progress-line span{display:block;width:68%;height:100%;background:linear-gradient(90deg,#0e9a89,#85dfb9)}.mock-question{padding:20px;background:#f7faf8;border:1px solid #e8eeee;border-radius:13px}.mock-question .q{color:#163343;font-size:14px;font-weight:700;margin:0 0 15px}.answer{border:1px solid #dfe9e7;background:#fff;padding:10px 12px;color:#4d6470;border-radius:8px;font-size:12px;margin:8px 0;display:flex;gap:8px;align-items:center}.answer.active{border-color:#46bd9f;background:#eafaf4;color:#0d695e;font-weight:800}.answer span{display:grid;place-items:center;border:1px solid #d8e4e4;width:19px;height:19px;border-radius:5px;font-weight:800;font-size:10px}.answer.active span{background:#1c9f88;color:white;border-color:#1c9f88}.float-chip{position:absolute;box-shadow:0 18px 42px rgba(0,0,0,.17);z-index:2;border-radius:13px;background:#fff;color:#123145;display:flex;gap:12px;align-items:center;padding:14px 17px;font-size:12px;font-weight:800}.float-chip .coin{width:35px;height:35px;border-radius:11px;background:#e6fbf1;color:#099578;display:grid;place-items:center;font-size:18px}.float-chip.chip-one{left:-30px;bottom:52px}.float-chip.chip-two{right:-30px;top:37px}.float-chip small{display:block;font-size:10px;color:#82919a;font-weight:600}.trust-strip{background:#e8f4ef;border-bottom:1px solid #d0e9e0}.trust-items{display:flex;justify-content:center;gap:60px;align-items:center;min-height:84px;flex-wrap:wrap;padding-top:12px;padding-bottom:12px;color:#335366;font-size:13px;font-weight:800}.trust-items span{display:flex;align-items:center;gap:10px}.trust-items b{font-size:18px;color:#168b79}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:white;border:1px solid #e2eaeb;border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px rgba(24,51,67,.035)}.card h3{margin-bottom:10px}.card p{margin-bottom:0;font-size:15px}.feature-icon{width:49px;height:49px;border-radius:14px;background:#e8f8f1;color:#0c927e;display:grid;place-items:center;margin-bottom:22px;font-size:25px;font-family:Manrope;font-weight:800}.feature-icon.gold{background:#fff3db;color:#c7902b}.feature-icon.blue{background:#e9f1f8;color:#3e7ba1}.feature-icon.pink{background:#f8edeb;color:#b57b68}.arrow-link{display:inline-flex;gap:8px;align-items:center;font-weight:800;color:var(--teal);font-size:14px;margin-top:17px}.arrow-link:hover{text-decoration:underline}.soft{background:#edf6f2}.dark-section{background:#0a2134;color:white}.dark-section h2,.dark-section h3,.dark-section strong{color:#fff}.dark-section p{color:#bfd0d3}.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:80px}.preview-cards{display:grid;grid-template-columns:1fr 1fr;gap:13px}.preview-card{background:white;border:1px solid #e0e8e5;border-radius:15px;padding:24px}.preview-card:nth-child(even){transform:translateY(19px)}.preview-card .num{font-weight:800;font-size:32px;color:#0f9986;line-height:1.25}.preview-card h3{font-size:15px;margin:7px 0}.preview-card p{font-size:13px}.checklist{list-style:none;padding:0;margin:21px 0}.checklist li{display:flex;gap:12px;align-items:flex-start;margin:12px 0;color:#476271}.checklist li:before{content:'✓';display:grid;place-items:center;flex:0 0 22px;height:22px;border-radius:50%;background:#dcf8ec;color:#0d9e85;font-size:13px;font-weight:900}
.price-layout{display:grid;grid-template-columns:1fr 420px;gap:85px;align-items:center}.pricing-card{background:#fff;border-radius:23px;border:1px solid #cfe3df;box-shadow:var(--shadow);padding:36px;position:relative;overflow:hidden}.pricing-card:before{content:'';display:block;position:absolute;top:0;left:0;width:100%;height:7px;background:linear-gradient(90deg,#0c9c87,#8de2c4,#dbbc7f)}.price-number{font-family:Manrope;font-size:59px;font-weight:800;letter-spacing:-.07em;line-height:1;color:#0c2b3d;margin:13px 0}.price-number sup{font-size:23px;vertical-align:top;position:relative;top:8px}.price-number small{font-size:16px;font-weight:700;letter-spacing:0}.pricing-card .checklist li{font-size:14px}.pricing-card .btn{margin-top:13px}.price-caption{margin-top:15px;font-size:13px;color:#738894;text-align:center}.section-heading-line{height:2px;width:45px;background:var(--teal);margin-bottom:15px}.note-box{background:#f0f7f4;border-left:3px solid var(--teal);border-radius:0 12px 12px 0;padding:17px 20px;font-size:14px;color:#46616d;margin:24px 0}.note-box p{margin:0}.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:steps}.step{position:relative}.step:before{counter-increment:steps;content:'0' counter(steps);font-family:Manrope;font-size:14px;color:#099c84;font-weight:800;display:inline-flex;border:1px solid #bce5db;border-radius:10px;padding:8px 11px;margin-bottom:19px;background:#ecf9f5}
.page-hero{background:linear-gradient(120deg,#081b2d,#0d3344);padding:90px 0 92px;color:white;position:relative;overflow:hidden}.page-hero:after{content:'';position:absolute;right:-120px;top:-130px;width:530px;height:530px;border:1px solid #43726955;border-radius:50%;box-shadow:0 0 0 110px #76e3b807}.page-hero .container{position:relative;z-index:1}.page-hero h1{max-width:850px;font-size:clamp(2.5rem,4.4vw,4.6rem);margin:0 0 18px;color:white}.page-hero p{font-size:19px;color:#c3d5d9;max-width:720px;margin:0}.breadcrumb{font-size:12px;letter-spacing:.02em;color:#b9e4d9;font-weight:700;margin-bottom:24px}.breadcrumb a{text-decoration:underline;text-underline-offset:3px}.content-shell{max-width:880px;margin:auto}.article{font-size:17px;line-height:1.9}.article p{color:#435e6d;margin:0 0 23px}.article h2{font-size:30px;margin:44px 0 18px}.article h3{font-size:21px;margin:29px 0 13px}.article ul,.article ol{padding-left:25px;color:#435e6d}.article li{margin:9px 0}.article a:not(.btn){color:#078f79;text-decoration:underline}.article table{border-collapse:collapse;width:100%;font-size:15px;margin:18px 0}.article td,.article th{padding:12px;border:1px solid var(--line);text-align:left}.article th{background:#ecf7f2}.article .note-box{font-size:15px}.article .note-box p{margin:0}.article-footer{margin-top:48px;padding-top:24px;border-top:1px solid var(--line)}.article-card{background:white;border-radius:17px;border:1px solid #e0e9e8;padding:27px;display:flex;flex-direction:column;min-height:260px}.article-card small{font-weight:800;color:#098d7a;text-transform:uppercase;letter-spacing:.08em;font-size:11px}.article-card h3{margin:14px 0 14px}.article-card p{flex:1;font-size:14px}.article-card .arrow-link{margin-top:10px}
.faq-list{max-width:920px;margin:auto}.faq-list details{border:1px solid #dce8e5;background:white;border-radius:14px;margin:11px 0;padding:0 24px}.faq-list summary{cursor:pointer;list-style:none;position:relative;padding:23px 30px 23px 0;font-family:Manrope;font-weight:800;color:#173345}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:0;top:18px;font-size:26px;color:var(--teal);font-weight:400}.faq-list details[open] summary:after{content:'−'}.faq-list details p{padding-bottom:20px;font-size:15px;margin:0}
.quiz-layout{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(240px,.7fr);gap:31px;align-items:start}.quiz-panel{background:white;border:1px solid var(--line);border-radius:21px;padding:38px;box-shadow:0 15px 40px rgba(9,39,53,.06)}.quiz-progress{background:#e7eff0;border-radius:12px;height:8px;margin:13px 0 27px;overflow:hidden}.quiz-progress span{display:block;height:100%;background:#159c88;transition:width .25s}.quiz-option{display:flex;gap:14px;align-items:center;text-align:left;background:white;border:1px solid #d7e5e4;border-radius:11px;padding:15px 16px;width:100%;color:#385261;font-weight:700;margin:10px 0}.quiz-option .letter{width:28px;height:28px;flex-shrink:0;border-radius:8px;display:grid;place-items:center;background:#eff4f3;font-size:12px}.quiz-option:hover:not(:disabled){border-color:var(--teal);background:#f3fcf7}.quiz-option.correct{background:#e9faf1;border-color:#25a47d;color:#0f745f}.quiz-option.wrong{background:#fff0ed;border-color:#cf7666;color:#994939}.quiz-option:disabled{cursor:default}.quiz-feedback{padding:21px;border-radius:12px;margin:17px 0 0;font-size:14px;background:#eff9f4;border:1px solid #b8e5d1;color:#366655}.quiz-feedback.wrong{background:#fff5f0;border-color:#eacbc2;color:#8b5447}.quiz-feedback strong{display:block;margin-bottom:5px}.quiz-aside{padding:28px;border-radius:18px;background:#0b293c;color:white}.quiz-aside h3{color:white}.quiz-aside p{color:#c0d2d6;font-size:14px}.quiz-aside .checklist li{color:#c3d9d8}.quiz-result{text-align:center;padding:20px}.quiz-result .score{font-family:Manrope;font-weight:800;font-size:72px;line-height:1;color:#0d9480;letter-spacing:-.06em;margin:20px 0}.quiz-result p{max-width:550px;margin:auto auto 20px}.score-breakdown{text-align:left;background:#f2f7f5;padding:20px;border-radius:14px;margin:24px auto;max-width:540px}.score-breakdown div{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid #d8e4df;font-size:14px}.score-breakdown div:last-child{border:0}.feedback-controls{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.quiz-panel h2{font-size:26px;margin-bottom:24px}
.calc-tabs{display:flex;gap:9px;margin:0 0 27px;flex-wrap:wrap}.calc-tabs button{border:1px solid var(--line);border-radius:10px;background:white;padding:12px 16px;color:#48626e;font-weight:800;font-size:14px}.calc-tabs button.active{color:white;background:var(--navy);border-color:var(--navy)}.calc-wrap{display:grid;grid-template-columns:1fr 1fr;gap:34px}.calc-form{display:grid;gap:18px}.field label{display:block;font-size:13px;color:#445d69;font-weight:800;margin-bottom:6px}.field input,.field textarea,.field select{width:100%;border:1px solid #cbdcdb;border-radius:10px;background:white;padding:14px 15px;color:var(--ink);outline-color:var(--teal)}.calc-result{background:#0c293d;color:white;padding:32px;border-radius:17px}.calc-result h3{color:white}.calc-result .big{font-size:43px;font-family:Manrope;font-weight:800;letter-spacing:-.05em;margin:12px 0;color:#9ae8ce}.calc-result p{color:#bfd6d9}.calc-result .metric{border-top:1px solid #395366;padding:13px 0;display:flex;justify-content:space-between;font-size:14px}.calc-result .metric strong{color:white}.calc-disclaimer{font-size:13px;margin:21px 0 0}.calc-panel[hidden]{display:none}
.cta-band{background:linear-gradient(120deg,#0b3545,#0b1b2e);padding:73px 0;color:#fff}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:35px}.cta-inner h2{color:#fff;margin:0 0 12px}.cta-inner p{color:#c7dad9;margin:0;max-width:620px}.footer{background:#061624;color:#c1d2d7;padding:68px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:42px}.footer .brand{color:white;margin-bottom:17px}.footer p{font-size:13px;color:#9eb6bf}.footer h3{font-size:13px;text-transform:uppercase;letter-spacing:.09em;color:#dff5ee;margin-bottom:18px}.footer a{display:block;font-size:13px;color:#bdced5;margin:10px 0}.footer-bottom{border-top:1px solid #244151;margin-top:47px;padding-top:24px;display:flex;justify-content:space-between;gap:30px;font-size:12px;color:#89a3ac}.footer-bottom p{color:#89a3ac}.footer-disclaimer{font-size:12px;color:#89a3ac;max-width:820px}.mobile-buy{display:none}
@media(max-width:1100px){.navlinks{gap:14px}.nav{gap:12px}.navlinks a{font-size:12px}.hero-grid{gap:17px}.float-chip.chip-one{left:-10px}.float-chip.chip-two{right:-8px}.price-layout{gap:35px}.split{gap:35px}}
@media(max-width:850px){.mobile-toggle{display:block}.navlinks{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:20px 27px;box-shadow:0 20px 32px rgba(0,0,0,.09);flex-direction:column;align-items:flex-start;gap:19px}.navlinks.open{display:flex}.navlinks a{font-size:15px}.nav-actions .login{display:none}.header .nav-actions .btn{display:none}.hero-grid{grid-template-columns:1fr;min-height:0;padding-top:78px;gap:45px}.hero-screen{margin:auto;max-width:550px;width:100%}.hero h1{max-width:730px}.grid4,.grid3{grid-template-columns:repeat(2,1fr)}.price-layout{grid-template-columns:1fr}.pricing-card{max-width:490px}.split{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.quiz-layout{grid-template-columns:1fr}.cta-inner{flex-direction:column;align-items:flex-start}.mobile-buy{display:flex;position:fixed;bottom:12px;right:12px;left:12px;z-index:48;box-shadow:0 10px 35px #0b352c44}.mobile-buy .btn{width:100%}}
@media(max-width:560px){.container{padding:0 20px}.topbar{font-size:10px}.nav{height:70px}.navlinks{top:70px}.brand{font-size:21px}.hero-grid{padding-top:59px;padding-bottom:62px}.hero h1{font-size:2.65rem}.hero p{font-size:16px}.hero-actions .btn{width:100%}.hero-trust{gap:12px}.screen-content{padding:16px}.screen{border-radius:13px}.float-chip.chip-one{left:-4px;bottom:-19px}.float-chip.chip-two{right:-6px;top:-20px}.section{padding:72px 0}.section.small{padding:52px 0}.grid4,.grid3,.grid2,.timeline,.calc-wrap{grid-template-columns:1fr}.card{padding:24px}.preview-card:nth-child(even){transform:none}.preview-cards{gap:9px}.preview-card{padding:18px}.price-layout{gap:22px}.pricing-card{padding:25px}.price-number{font-size:50px}.page-hero{padding:66px 0}.page-hero h1{font-size:2.5rem}.page-hero p{font-size:16px}.quiz-panel{padding:21px}.quiz-aside{padding:24px}.quiz-result .score{font-size:59px}.faq-list details{padding:0 18px}.footer-grid{grid-template-columns:1fr 1fr;gap:26px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:4px}.trust-items{gap:14px;justify-content:flex-start}.trust-items span{font-size:12px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}

/* Mortgageprep's interactive free-practice funnel. */
.funnel-page .quiz-layout{grid-template-columns:minmax(0,1.62fr) minmax(245px,.66fr)}
.funnel-panel{min-height:465px;animation:reveal-panel .24s ease both}
@keyframes reveal-panel{from{opacity:.5;transform:translateY(7px)}to{opacity:1;transform:translateY(0)}}
.funnel-panel h2{font-size:clamp(1.45rem,2.5vw,2rem);line-height:1.3;margin:15px 0 20px}
.funnel-panel h3.funnel-prompt{font-size:1.18rem;line-height:1.55}
.funnel-panel .funnel-lead{color:#4e6875;font-size:16px;line-height:1.75;max-width:700px}
.funnel-panel .quiz-option{font-size:14px;line-height:1.55;transition:background .17s,border-color .17s,box-shadow .17s}
.funnel-panel .quiz-option:focus-visible,.funnel-panel button:focus-visible,.funnel-panel input:focus-visible,.funnel-panel select:focus-visible{outline:3px solid #63d5c3;outline-offset:3px}
.funnel-panel .quiz-option.selected{background:#eaf8f4;border-color:#0b9c86;box-shadow:0 0 0 1px #0b9c86}
.funnel-panel .quiz-option.correct{background:#e9faf1;border-color:#25a47d;color:#0f745f}
.funnel-panel .quiz-option.wrong{background:#fff0ed;border-color:#cf7666;color:#994939}
.funnel-illustration{display:flex;align-items:center;gap:10px;color:#0f927d;margin-bottom:12px}
.funnel-illustration>span:first-child{display:grid;place-items:center;background:#e0f7eb;border-radius:50%;font-size:27px;width:57px;height:57px}
.funnel-welcome-label{font-size:12px;text-transform:uppercase;letter-spacing:.12em;font-weight:900}
.funnel-intro-grid,.funnel-stages{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:28px 0}
.funnel-intro-grid>div,.funnel-stage{border:1px solid #dcebe7;background:#f4faf7;border-radius:12px;padding:14px;text-align:center}
.funnel-intro-grid b{display:block;font-family:Manrope;font-size:28px;color:#089985}
.funnel-intro-grid span,.funnel-stage span{display:block;font-size:11px;line-height:1.5;color:#5a727e;font-weight:700}
.funnel-stage{padding:10px 4px;background:#fff}.funnel-stage b{display:block;color:#0f9681;font-size:18px}.funnel-stage.done{background:#e7f8ee;border-color:#89d8c2}
.funnel-topline,.funnel-meter-row{display:flex;align-items:center;justify-content:space-between;gap:14px;font-size:12px;color:#6b8290;font-weight:800;margin-bottom:12px}
.funnel-chip{display:inline-flex;border-radius:99px;background:#e5f6ef;color:#0c8b77;padding:8px 13px;font-weight:900;font-size:11px;letter-spacing:.04em;text-transform:uppercase}
.funnel-chip.bonus{background:#fff0d9;color:#88601f}.funnel-chip.vault{background:#e9eafc;color:#5551a4}
.funnel-meter-row{margin:17px 0 6px}.funnel-meter-row strong{color:#0e8a7c}.funnel-meter .quiz-progress{margin:0 0 29px;height:9px}
.funnel-situation{font-size:12px;text-transform:uppercase;letter-spacing:.09em;font-weight:900;color:#0b9c86;margin:14px 0}
.funnel-case-count{display:inline-flex;font-size:12px;background:#e6f5f8;color:#3d7188;border-radius:9px;padding:8px 12px;font-weight:800}
.funnel-case-story{background:#f1f7f4;border:1px solid #d5e7e0;border-left:4px solid #0c9f88;padding:25px;border-radius:0 16px 16px 0;margin:22px 0}
.funnel-case-story p{font-size:15px;line-height:1.9;color:#365663;margin:0}
.funnel-case-story .eyebrow{margin-bottom:10px}
.funnel-trap{margin-top:13px;background:#fff;border-radius:9px;border-left:3px solid #e8b15a;padding:12px 15px;display:flex;gap:12px;align-items:flex-start;color:#795c37;line-height:1.6}
.funnel-trap b{white-space:nowrap;color:#a56d20}.quiz-feedback p{font-size:14px;line-height:1.7;margin:0}
.flipcard{display:block;width:100%;border:0;background:transparent;cursor:pointer;text-align:left;padding:0;margin:25px 0;perspective:900px}
.flipcard-face{display:flex;flex-direction:column;justify-content:center;min-height:270px;border:1px solid #a8dcd0;border-radius:21px;padding:30px;background:linear-gradient(145deg,#e7faf2,#cfe9f4);box-shadow:0 20px 34px rgba(5,44,58,.09);transition:transform .4s,background .4s}
.flipcard:hover .flipcard-face{transform:rotate(-1deg) translateY(-2px)}
.flipcard.is-flipped .flipcard-face{background:linear-gradient(145deg,#0b3b50,#0d6c65);color:white;animation:flip-in .35s ease}
@keyframes flip-in{from{transform:rotateY(-75deg);opacity:.6}to{transform:rotateY(0);opacity:1}}
.flipcard-face small{font-size:11px;font-weight:900;letter-spacing:.13em;text-transform:uppercase;color:#0e8875;margin-bottom:21px}
.flipcard.is-flipped small{color:#8af1d0}.flipcard-face strong{font-size:clamp(1.1rem,2vw,1.4rem);line-height:1.75;white-space:normal;max-width:600px}
.flipcard-face em{display:block;color:#117f6b;margin-top:26px;font-size:14px;font-weight:800;font-style:normal}.flipcard.is-flipped em{color:#a3efce}
.flipcard-face .flash-trap{color:#f4d89f;font-weight:900}
.funnel-reflection{font-size:14px;color:#5b7580}
.funnel-sequence,.funnel-matches{display:grid;gap:11px;margin:28px 0}
.funnel-seq-row{display:flex;align-items:center;gap:13px;padding:15px;background:#f3f9f7;border:1px solid #d8e9e3;border-radius:12px}
.funnel-seq-row .seq-number{display:grid;place-items:center;flex:0 0 30px;width:30px;height:30px;background:#159e87;color:white;font-weight:900;border-radius:50%}
.funnel-seq-row p{flex:1;margin:0;font-size:14px;line-height:1.5;color:#335360}
.seq-controls{display:flex;gap:6px}.seq-controls button{border:1px solid #c6ddd7;border-radius:9px;padding:9px 12px;background:#fff;color:#146c65;font-size:19px;cursor:pointer}.seq-controls button:disabled{opacity:.35;cursor:default}
.funnel-matches label{display:grid;grid-template-columns:75px 1fr;gap:12px;align-items:center;font-size:14px;color:#234458}.funnel-matches select{min-width:0;width:100%;border:1px solid #b9d5cb;border-radius:10px;padding:12px;background:#fff;color:#264d5e;font:inherit}
.funnel-number label,.funnel-gate label:not(.funnel-consent){display:block;font-size:13px;font-weight:900;color:#284b5a;margin:11px 0}
.funnel-number>div{display:flex;align-items:center;max-width:280px;border:1px solid #bad6cd;border-radius:12px;overflow:hidden;background:#fff}.funnel-number span{padding:13px 17px;background:#e7f7ee;color:#087e6c;font-weight:900}.funnel-number input{width:100%;padding:14px;border:0;font:inherit}
.funnel-score{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:25px 0}.funnel-score>div{padding:19px;background:#f0f9f5;border:1px solid #d6e9df;border-radius:13px;text-align:center}.funnel-score b{display:block;color:#0d8b79;font-size:36px;font-family:Manrope}.funnel-score small{color:#5f7780;text-transform:uppercase;font-size:10px;letter-spacing:.09em;font-weight:900}
.funnel-recap{margin:20px 0 28px;background:#f6faf8;border:1px solid #daeae5;border-radius:13px;padding:20px}.funnel-recap h3{font-size:15px}.funnel-recap>div{display:flex;justify-content:space-between;gap:15px;padding:9px 0;border-bottom:1px solid #dbe9e5;font-size:13px;color:#466271}.funnel-recap>div:last-child{border:0}.funnel-recap b{color:#0b8071}
.funnel-complete{padding:11px 17px;border-radius:12px;background:#103a4a;color:#aeefd6;display:inline-block;font-size:12px;font-weight:900;letter-spacing:.08em;margin-bottom:20px}
.funnel-gate{margin-top:28px;padding:27px;background:linear-gradient(145deg,#effaf6,#f8fcfc);border:1px solid #cde7de;border-radius:19px}.funnel-gate h3{font-size:19px}.funnel-gate p{font-size:14px;color:#516a75;line-height:1.65}
.funnel-gate input[type=email]{border:1px solid #a8cac4;border-radius:10px;padding:16px;background:white;width:100%;font:inherit;color:#123b4b}
.funnel-gate .funnel-consent{display:flex;gap:12px;align-items:flex-start;margin:17px 0;font-size:12px;color:#3e5d6a;line-height:1.6;cursor:pointer}.funnel-consent input{margin-top:4px;accent-color:#0c9984;flex-shrink:0}
.funnel-honeypot{position:absolute!important;opacity:0!important;height:0!important;width:0!important;overflow:hidden!important;pointer-events:none!important}
.funnel-gate #unlock-status{color:#a33f31;font-size:13px;font-weight:700;margin-top:13px}
.funnel-gate .btn:disabled{opacity:.55;cursor:wait}.funnel-gate .small-note a{text-decoration:underline;color:#0c8b79}
.funnel-upgrade{background:#fff;border:1px solid #cbe0d8;border-radius:20px;padding:28px;margin:30px 0;box-shadow:0 16px 35px #234d4911}.funnel-upgrade h3{font-size:23px;line-height:1.4}.funnel-price{font-family:Manrope;font-size:39px;font-weight:900;color:#0b8878;margin:20px 0}.funnel-price small{font-size:14px;color:#66808b;letter-spacing:0}.funnel-upgrade .btn{margin-bottom:15px}
@media(max-width:950px){.funnel-page .quiz-layout{grid-template-columns:1fr}.funnel-aside{order:2}}
@media(max-width:560px){.funnel-page .mobile-buy{display:none}.funnel-intro-grid,.funnel-stages{grid-template-columns:1fr 1fr}.funnel-intro-grid>div{padding:12px 6px}.funnel-case-story{padding:16px}.funnel-case-story p{font-size:14px}.funnel-panel h2{font-size:22px}.funnel-panel{padding:23px 17px}.funnel-seq-row{padding:10px}.seq-controls{flex-direction:column}.funnel-gate{padding:19px}.funnel-trap{display:block}.funnel-trap b{display:block;margin-bottom:4px}.flipcard-face{min-height:280px;padding:24px}.funnel-matches label{grid-template-columns:1fr;gap:5px}}


/* Three-course catalogue: preserves the established navy/teal visual language. */
.courses-section{background:linear-gradient(180deg,#f3faf8 0%,#fff 93%)}
.course-grid{align-items:stretch}
.course-card{display:flex;flex-direction:column;position:relative;overflow:hidden;min-height:515px;border:1px solid #d9e8e5;box-shadow:0 16px 35px rgba(16,58,69,.06);transition:transform .2s ease,box-shadow .2s ease}
.course-card:hover{transform:translateY(-5px);box-shadow:0 22px 46px rgba(16,58,69,.12)}
.course-card:before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:#0c9f88}
.course-card.advanced:before{background:#467da9}
.course-card.broker:before{background:#cf9d4d}
.course-tag{display:inline-block;font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:#268a79;margin:6px 0 13px}
.course-card.advanced .course-tag{color:#426b94}
.course-card.broker .course-tag{color:#9e732d}
.course-card h3{font-family:Manrope,sans-serif;font-size:clamp(25px,2.2vw,31px);line-height:1.18;letter-spacing:-.045em;margin:0 0 13px;color:#103047}
.course-card>p{font-size:15px;line-height:1.68;margin:0 0 18px}
.course-points{padding:0;margin:0 0 25px;list-style:none}
.course-points li{position:relative;padding:6px 0 6px 24px;font-weight:700;font-size:13px;line-height:1.5;color:#4d6874}
.course-points li:before{content:"✓";position:absolute;left:0;color:#0a9b84}
.course-card-bottom{margin-top:auto;border-top:1px solid #e4eeec;padding-top:20px}
.course-price{font-family:Manrope,sans-serif;color:#143448;font-size:25px;font-weight:850;letter-spacing:-.045em}
.course-price small{display:block;font-family:inherit;font-size:12px;font-weight:700;letter-spacing:0;color:#6b8589;margin-top:3px}
.course-actions{display:flex;align-items:center;gap:13px;flex-wrap:wrap;margin-top:17px}
.course-actions .btn{padding:14px 17px;font-size:13px}
.course-secondary{font-size:13px;font-weight:800;color:#0b927d;text-decoration:underline;text-underline-offset:4px}
.enrolment-note{font-size:12px!important;color:#6c7d88;margin:12px 0 0!important}
.courses-disclaimer{text-align:center;max-width:810px;margin:28px auto 0;font-size:12px;color:#6d8287}
.course-details-grid{align-items:stretch}
.course-details-grid .card h3{font-size:21px;margin-bottom:9px}
.course-status{display:inline-block;padding:8px 12px;background:#eaf3f5;color:#315d6c;border-radius:100px;font-size:12px;font-weight:800}
.course-focus{background:linear-gradient(135deg,#f0faf7,#e8f1fa)}
@media(max-width:1100px){.course-card{min-height:540px}}
@media(max-width:850px){.course-card{min-height:0}}
@media(max-width:560px){.course-card h3{font-size:27px}.course-card{min-height:0}.course-actions .btn{width:100%}}


/* Mortgageprep three-course hero, continuous wordmark and practice choice UI. */
.brand .brand-name{display:inline;white-space:nowrap;letter-spacing:-.055em;color:var(--ink)}
.brand .brand-name b{color:var(--teal)}
.brand .brand-tld{display:inline;color:#68838a;font-size:.52em;font-weight:800;letter-spacing:-.025em;margin-left:1px;vertical-align:baseline}
.hero-course-board{width:100%;max-width:560px;margin:0 auto;padding:22px;background:linear-gradient(145deg,#fafffd,#eaf7f3);border-radius:25px;box-shadow:0 28px 70px rgba(1,18,31,.27);border:1px solid rgba(255,255,255,.68);transform:none}
.course-board-head{display:flex;align-items:center;gap:13px;padding:5px 4px 20px;border-bottom:1px solid #d5e6e4}
.board-symbol{width:42px;height:42px;display:grid;place-items:center;border-radius:14px;background:#d5f4e8;color:#0a937d;font-size:23px}
.course-board-head strong{display:block;color:#163549;font:800 15px/1.4 Manrope,sans-serif}
.course-board-head small{display:block;color:#6a858d;font-size:12px}
.board-count{margin-left:auto;white-space:nowrap;background:#0b9f89;color:white;border-radius:50px;padding:7px 9px;font-size:10px;font-weight:900;letter-spacing:.06em}
.course-board-list{display:grid;gap:12px;padding:20px 0}
.board-course{display:flex;align-items:center;gap:13px;background:white;border:1px solid #dbeae7;padding:17px 16px;border-radius:14px;box-shadow:0 6px 15px rgba(7,44,44,.045);transition:transform .2s,box-shadow .2s}
.board-course:hover{transform:translateY(-2px);box-shadow:0 9px 20px rgba(7,44,44,.09)}
.board-course-num{display:grid;place-items:center;flex:0 0 39px;height:39px;border-radius:11px;background:#e9f8f3;color:#0b907c;font-size:13px;font-weight:900}
.board-course:nth-child(2) .board-course-num{background:#eaf2fb;color:#467ca6}
.board-course:nth-child(3) .board-course-num{background:#fff5e3;color:#ab7c37}
.board-course strong{display:block;color:#123347;font-size:14px;line-height:1.3;font-weight:850}
.board-course small{display:block;color:#70858a;margin-top:5px;font-size:11px}
.board-course-arrow{margin-left:auto;color:#0b9782;font-size:19px;font-weight:800}
.course-board-foot{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:12px;color:#56767e;font-weight:800}
.course-board-foot a{color:#088f7d;text-decoration:underline;text-underline-offset:4px;white-space:nowrap}
.pricing-compare{background:linear-gradient(180deg,#fff,#f0f9f7)}
.price-course-card{min-height:455px}
.price-course-card h3{font-size:25px;margin-bottom:18px}
.price-course-card .course-price{margin-bottom:20px}
.pricing-disclaimer{max-width:1000px;margin:31px auto 0}
.practice-choice{min-height:455px}
.practice-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.practice-actions .btn{font-size:12px;padding:14px 14px}
@media(max-width:850px){.hero-course-board{margin:0 auto}.price-course-card,.practice-choice{min-height:0}}
@media(max-width:560px){.hero-course-board{padding:16px;border-radius:18px}.board-course{padding:13px 10px;gap:9px}.board-course strong{font-size:12px}.board-course small{font-size:10px}.course-board-foot{align-items:flex-start;flex-direction:column}.board-count{font-size:9px}.practice-actions .btn{width:100%}}


/* Three-course alignment: fixed footer band and parallel Explore/Enrol controls. */
.courses-section .course-grid>.course-card{
  display:grid;
  grid-template-rows:32px 78px minmax(125px,auto) minmax(125px,1fr) 170px;
  min-height:600px;
}
.courses-section .course-card .course-tag{margin:6px 0 0;align-self:start}
.courses-section .course-card h3{margin:0;align-self:start}
.courses-section .course-card>p{margin:0;align-self:start}
.courses-section .course-card .course-points{margin:0;align-self:start}
.courses-section .course-card .course-card-bottom{margin:0;min-height:0;height:170px;padding-top:18px;align-self:stretch}
.courses-section .course-card .course-price{line-height:1.2}
.courses-section .course-card .course-actions,
.pricing-compare .price-course-actions{
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;align-items:stretch;
}
.courses-section .course-card .course-actions{margin-top:14px}
.courses-section .course-card .course-actions .btn,
.pricing-compare .price-course-actions .btn{
  width:100%;min-height:48px;display:flex;justify-content:center;align-items:center;
  box-sizing:border-box;margin:0;padding:12px 10px;font-size:13px;text-align:center;
}
.pricing-compare .price-course-actions{margin-top:0}
.courses-section .course-card .enrolment-note{margin-top:10px!important;min-height:32px;font-size:11px!important;line-height:1.45}
.pricing-compare .price-course-card .course-card-bottom{padding-top:17px}
.pricing-compare .price-course-card .enrolment-note{min-height:34px;font-size:11px!important;line-height:1.45}
.enrol-disabled,.enrol-disabled:hover{
  background:#93aab0!important;color:#fff!important;box-shadow:none!important;
  border-color:#93aab0!important;cursor:not-allowed!important;opacity:.8;transform:none!important;
}
@media(max-width:850px){
  .courses-section .course-grid>.course-card{display:flex;min-height:0}
  .courses-section .course-card .course-tag{margin:6px 0 13px}
  .courses-section .course-card h3{margin:0 0 13px}
  .courses-section .course-card>p{margin:0 0 18px}
  .courses-section .course-card .course-points{margin:0 0 22px}
  .courses-section .course-card .course-card-bottom{height:auto;min-height:152px;margin-top:auto}
}
@media(max-width:480px){
  .courses-section .course-card .course-actions .btn,
  .pricing-compare .price-course-actions .btn{min-height:47px;padding:11px 6px;font-size:12px}
}